S-13-0240, American Family Mutual Insurance Company (Appellee) v. Rick W. Wheeler, Joshua McCrary, Maren McCrary, and C.M., a minor, by Joshua and Maren McCrary (Appellants)
Sarpy County, Judge David K. Arterburn
Attorneys: Jane D. Hansen (Appellee) --- Betty L. Egan (Appellant Wheeler) (Walentine, O’Toole, McQuillan & Gordon, LLP) --- David A. Domina, Brian E. Jorde, & Jeremy R. Wells (DominaLaw Group PC, LLO) (Appellants McCrarys)
Civil: Declaratory Judgment, Insurance Coverage
Proceedings Below: American Family filed a declaratory judgment action seeking a judgment that its insurance policies did not cover the McCrary’s claims against Wheeler. American Family moved for summary judgment, which the court granted.
Issues on Appeal: The district court erred in (1) finding that the various exclusions from coverage applied to Wheeler despite the “Severability of Insurance Clause” in the insurance policies; (2) finding that the “Severability of Insurance Clause” did not render the policies ambiguous when read in conjunction with other policy provisions and the exclusions from coverage; and (3) failing to award the McCrarys’ attorneys’ fees.
Cross-Appeal: The trial court erred in making any rulings as to Ryan Wheeler over whom it did not have personal jurisdiction.